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Jumio Corporation

Jumio Identity Verification

Banking & Financial | Anti-Money Laundering Software

Product Overview

Jumio Identity Verification

Jumio automates the online identity verification process. Prevent online identity fraud and identity theft, and simplify KYC/AML compliance while providing a frictionless onboarding experience.

Jumio Identity Verification uses artificial intelligence, machine learning and biometrics to automate the verification process and help companies improve conversion rates, comply with AML and KYC regulations and better detect fraud — all while delivering a definitive yes/no decision in seconds.

Specifications

Automated User Onboarding

Automate processes, convert more customers faster and dramatically reduce abandonment rates.

Increase Fraud Prevention

Stop fraudsters from the start — and keep them out — by verifying the user is who they say they are.

Stay Up To Date With KYC & AML Compliance

Meet strict requirements for anti-money laundering (AML) and Know Your Customer (KYC) compliance.

ID Proofing Check

Is the ID document authentic and valid?

Similarity Check

Is the person holding the ID the same person shown in the ID photo?

Liveness Check

Is the person holding the ID physically present during the transaction?

Definitive Answer

Jumio Identity Verification delivers a definitive yes or no answer in seconds.

User Experience

Dramatically reduce user friction and verification time while increasing conversion rates.

Automatically Verify IDs

Ensure secure ID document authentication by checking against known ID templates to ensure that all the requisite security checks (e.g., holograms, watermarks, font types, etc.) are present.

Similarity Check

Make sure the person in the selfie is the same person pictured on the ID document but that the photo and selfie aren't identical.

Compliance

Comply with KYC, AML, CCPA,GDPR and many more privacy and financial services regulations and directives.

Certified Liveness Check

Perform liveness detection using advanced face-based biometric technology for spoof-proofing.

Course Correction

Reduce abandonment rates by enabling your users to retake a picture of their ID or selfie if the initial image is unreadable.

Security

All data is transmitted and stored with strong AES 256-bit encryption. Jumio is PCI-DSS Level 1 compliant.

Fraud Deterrence

Subjects users to a brief liveness check which serves as a powerful fraud deterrent for many scammers who prefer not to share their own likeness with the company they're looking to defraud.

Age Estimation

Advanced machine learning predicts the age of the person in the selfie and checks for mismatches against the date of birth on the ID.

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